Extra Liability Protection with Umbrella Insurance in Kennesaw, Georgia

Accidents typically occur when least anticipated, and they are likely to have serious financial impact—particularly where suit activity or damages are greater than can be paid for under an ordinary policy of insurance. Umbrella Insurance in Kennesaw, Georgia is a valuable protection through offering a secondary level of liability protection that kicks in after your underlying limits of insurance have been exhausted. This kind of policy is actually tailored to safeguard your future earnings, savings, and assets from expensive lawsuits and surprise claims, so that individuals and families can be more confident about their overall financial status.

As a homeowner, frequent traveler, or simply someone who has guests over, umbrella insurance may be able to provide coverage for legal fees, personal injury claims, or damages not typically covered under your standard policy limits. It might be particularly valuable to homeowners of rental properties, parents of teen drivers at home, or people who participate in activities with greater liability exposures. Affordable and flexible, the insurance is a good way of filling out your insurance and protecting yourself from the risks of life.

Why Should You Take Umbrella Insurance in Kennesaw, Georgia?

1. You Own Property or a Home

Home ownership involves some risks, particularly if a person gets hurt on your property or if your property inadvertently damages someone. Standard homeowners' insurance is limited. The insurance provides additional liability coverage, which can help shield your assets and savings against a major claim or lawsuit that goes beyond your current policy.

2. You Have Teen or Frequent Drivers in the Household

Young or frequent drivers are statistically more likely to be involved in car accidents. If serious injuries or expensive damages result from the accident, your auto policy cannot pay for all the fees. Your car insurance covers the remaining amount when your car insurance is drained, so you can pay for financial risks due to medical bills or lawsuits.

3. You Host Social Parties or Own a Pool

Social gatherings and amenities like pools increase the risk of guest injuries, and there may be large liability claims. Your standard homeowner policy may not provide sufficient coverage. The insurance gives you extra protection to cover medical bills or legal costs if a party or event guest is injured in your home.

4. You Need Defense Against Legal Costs

Legal issues have a way of getting you when you least expect them, and fighting alone, even if you are not at fault can be expensive. The insurance will cover legal defense fees, including fees from lawyers and court fees. This extra coverage reduces the financial burden of fighting a case, giving you economic peace of mind and standing with you in possibly long and expensive court fights.

Umbrella Insurance in Kennesaw, Georgia provides you with that extra liability coverage to safeguard your assets when the regular protection runs out. It's a smart investment for homeowners, drivers, landlords, and any person who wants to provide an added security for their financial cushion. Rely on D. Ward Insurance, a local agent dedicated to giving you personalized, reliable coverage as unique as your own personal lifestyle and future plans. Phone us at: 770-974-0670.